Calling All New Parents: Here’s How You Can Get a Free First Aid Course…
Keeping your children safe is always going to be a top priority. To Find out more about how you can get your Free Paediatric First Aid Course, read on...
Read moreMoney Matters: Mental Health Vs Finances
Does your financial situation affect your overall mental health?
Read moreCashless Society: What are the Pros and Cons?
Should we go completely cashless day-to-day? Or do you still enjoy the jangle of loose change in your pocket, or slipping a bank note or two in your grandkids’ birthday cards?
Read moreAsking the Hard Questions: What happens to your money when you die?
While most of us do our best to steer clear of the topic of death, it is nonetheless an unavoidable fact of life. It’s vital, therefore, to have those uncomfortable but important conversations with those you love.
Read moreGenerous Generation Awards: Meet Our Winner
At Unity Mutual, we’ve dubbed the over 50s the ‘Generous Generation’ – and with good reason. Since undertaking a piece of eye-opening research on the demographic, we found those in their fifth decade are helping their children out, not just with money but with time. Some kind-hearted folks are even changing their retirement plans to look after their grandkids.
Read moreCustomers with Dementia: Here’s How We Support You
Are you living with Dementia? Or perhaps someone close to you finds everyday tasks more challenging due to the condition.
Read morePayday Treats: Do you still indulge in them?
Mortgage rates and household bills are on the rise, so is treating yourself still achievable? Do you allow yourself a payday indulgence or two, or are you more inclined to squirrel away any spare funds due to the cost-of-living crisis?
Read moreWhat I Learned in my Twenties About Money
How has your attitude to money changed – and evolved – over the years? Are you a better saver now than you were when you were younger? We look at some key learnings from our 20s and discover if any financial goals we set ourselves* have stuck.
Read moreMeet Donna Rogers…Scaling New Heights for a Charity Close to Our Hearts
Unity Mutual team member Donna took to Ben Nevis with some of her oldest friends to raise money for Dementia Friends, read the full story here...
Read moreTrying for a baby? How to Prepare Your Finances for the Future
Is expanding your family on the cards for you and your other half? To ensure your finances are in the healthiest possible position (and to alleviate financial pressure later), we’re bringing you some top tips to prepare you for the future.
Read moreWhy You Should Do a ‘Money Makeover’
How are your finances looking? Even if you think they’re generally pretty healthy, everyone can benefit from doing a ‘Money Makeover’ – but what is it and how will it boost your bank account(s)? In this article, we focus on the valuable budgeting practice, featuring quotes from people who’ve recently assessed their funds in a bid to save more money in the long run.
Read moreMoney Matters: Is your dog the most expensive member of your family?
A dog is indeed ‘man’s best friend’ – but is your beloved canine so important to you that he (or she) has fast become the most expensive member of your family? In our latest ‘Money Matters’ article, we look at how much money you can expect to spend on a dog, featuring quotes from the Unity Mutual team , and our own friends and family.
Read moreMoney Matters: Top Tips From Bargain Hunters
Whether your finances are healthy or you need to rein in your spending a little, snapping up a bargain or two can give you a spring in your step.
Read moreEmergency Funds and Why They Matter
do you have an emergency fund - and if not (at the risk of sounding like your mother or a teacher), why not?!
Read moreMoney Matters: The 2023 Budget
The childcare reforms may not just impact parents, but grandparents too!
Read moreWhat’s a Guaranteed Investment Bond – and Why Invest Your Money in One?
Want to grow your wealth in 2023 and beyond? A Guaranteed Investment Bond (GIB) could be the route for you – but what is an investment bond and why might investing your money into one be right for you?
Read moreAre you 'living for now' or 'making ends meet'?
According to the results of a recent survey conducted by the Unity Mutual team, 75% of younger Brits are currently struggling financially.
Read moreSaving for a Home in Your 30s? Why Buying Later in Life Could Be More Beneficial
If you’re in your 30s, perhaps you thought you’d be on the property ladder much sooner. The fact is, the average age for a first-time buyer is edging ever closer to 40, according to this article on The Daily Mail website.
Read moreSaving for a Mortgage Deposit, Despite Today’s Market: A Handy Guide
Let’s face it…saving for a mortgage deposit can be enough of a challenge during much simpler economic times. So, how does one go about it during a cost-of-living crisis?! There’s no denying that, in a tougher financial climate, it becomes tougher to save for anything – let alone something as huge as a mortgage.
Read moreBring Some Positivity to January
We’re preparing you for January by sharing with you some ways you can ensure the month is nothing less than positive. Go on; start the year off the right way by following these tips for a happier, healthier January. Here’s how…
Read moreNo-Spend January: Who's in?...
To begin our 12-month challenge, we’re kicking off with a ‘No-spend’ January. Well, when we say no-spend, we mean no spending that isn’t a necessity.
Read moreWhat is Over 50s Life Insurance?
With so many policies available to give you life cover – it can be difficult to know which to choose. However – what many don’t know is that with a lot of policies, you can take out more than one if you choose to.
Read moreThing every New Parent Needs to Know About Budgeting
If you’ve recently become a parent, congratulations! Alongside seeing your little one smile for the first time, rolling over, crawling and their first steps are up there with some of the most exciting milestones they will reach in their early lives.
Read more"Say WHAT?!" - A Glossary of Terms for The Modern Day 50-Something
A glossary of modern-day terms for the equally modern fifty-something. You’ll be deciphering your pre-teen’s, teenager’s or young adult’s convos in no time…
Read moreHow to Teach Your Teenagers About Budgeting
So, you’ve helped your child or teen set up an account, which you could say is the easy part. Now, how do you teach them to budget, so those pennies can become pounds – and so on? In our latest ‘Money Matters’ article, we’re sharing our top tips…
Read moreHobbies for Your Highlight Years
Think about it; your children – if you have them – are probably out there ‘living their best life’ and fending for themselves. You may also have more disposable income and we reckon you’ll have a little more time on your hands now too. That job you’ve spent your life rolling out of bed for? You could well be counting down the days until that’s no longer your reality.
Read moreFinances: The Advice You’d Give Your Younger Self
When you were little, did you have grand ideas regarding how your life would pan out? Perhaps you thought you’d be married by 20, have children by 25 and own a house the Royal family would be proud to live in...
Read moreMoney Matters: Guilty of overspending at Christmas? Real Parents Share Tips on Cutting Back
Ah, the lure of overspending during the festive season – if you’re anything like us, you’ll find it hard to avoid it. After all, it is nice to be in a position to splash out, especially at Christmas. But if you have a young family and/or you’re worried about the current cost-of-living crisis, perhaps you’re keen to cut back this year.
Read morePlanning your Funeral: Why not start sooner, rather than later?
Like finances and Bruno (if you know, you know!), we don’t tend to talk about funerals – or rather, planning them. While we’re aware it isn’t the cheeriest of subjects, putting preparations in place for your funeral is worth discussing nonetheless – and there’s no harm at all in getting some ideas down on paper sooner, rather than later.
Read moreMoney Matters: How to Stretch Your Maternity Pay
If you’re currently on maternity leave – or you’re about to embark on it – congratulations! This is arguably one of the most exciting stages of your life. It can also be the most difficult, with plenty of new challenges ahead of you, on top of one too many sleepless nights.
Read moreFifty and Thriving: Why Reaching Your Fifth Decade is Just the Start…
As part of our current ‘Over It’ campaign, we’re focusing on, you guessed it, all the things we’re well and truly ‘over’, or rather, sick to the back teeth of, as quinquagenarians. Yes, we’re washing our hands of patronising adverts and tired old promotions aimed towards those over 50.
Read moreWhat Does it Mean to Be a Parent?
Parenting: it looks different to each of us. Perhaps you’re a young parent, or maybe you entered parenthood later in life. You could be nearing the end of a pregnancy or trying to conceive – and you may be called ‘Mum’, ‘Dad’, ‘Stepmum’, ‘Stepdad’ or anything and everything in between.
Read moreLifetime ISA Rules – The Small Print | How Does a Lifetime ISA Work?
The Lifetime ISA rules are in place to protect you from making mistakes with your funds, and to keep the Lifetime ISA fair for everyone who uses them.
Read moreStocks & Shares ISAs Made Simple
One of our most frequently asked questions is “how does a Stocks and Shares ISA work?” – This could possibly be due to our particular Stocks and Shares Lifetime ISA* functioning differently in comparison to many other providers’.
Read moreLittle Known Costs of Buying Your First Home
Are you looking into buying your first home but want to know about the other costs that come on top of your deposit, and even once you’ve got the keys - and how much to save before you buy your first home?
Read moreHelp to Buy vs Lifetime ISA
You may have opened a Help to Buy before they were discontinued, or Lifetime ISA* (LISA) which is still available to open, but what exactly are they? We’ll have a look at both and explore what it looks like to invest in a Help to Buy vs Lifetime ISA.
Read moreBeing Realistic about saving for a Home | How to save for a house
If you're wondering how to save for a house, without depriving yourself of the things you love, look no further.
Read moreLifetime ISA Interest Rates | Best Lifetime ISA for You
Finding the best Lifetime ISA (LISA) for you can be testing. Figuring out what your priorities are when it comes to saving, may be a good place to start. If you’re looking to compare Lifetime ISA providers, look no further...
What a £450K House Looks Like Across the UK
Millennials and Gen Z alike are beginning to climb the property ladder, with the help of the Lifetime ISA and the 25% Government Bonus. As long as you’re aged 18-39, live in the UK and have never owned a property.
Read moreYour Finances & Who Shapes Your Attitude Towards Them
Wondering where you should put your hard-earned money for safe keeping? You’ve probably heard of ISAs – or Individual Savings Accounts – but do you know what benefits they can bring?
Read moreHow Financial Journalling Can Help You Prepare for the New Year and Beyond
Being more accountable for your spending is a great first step to saving more money to spend on what really matters. It's not about putting your debit card on a diet, it's about finding balance.
Read moreFive Savings Habits to Start in Your Twenties
'How to save money' can take over your twenties. Forming good habits around your spending can help you to find better balance.
Read moreYour Lifetime ISA Questions: The Sensible to the 'Silly'
There's so much to take in when you've never opened an ISA or gotten a mortgage before. Here are the answers to some of your burning Lifetime ISA questions.
Read moreHow Financial Journalling Can Help You Prepare for the New Year and Beyond
Being more accountable for your spending is a great first step to saving more money to spend on what really matters.
Read moreA Guide to ISAs
Wondering where you should put your hard earned money for safe-keeping? You've probably heard of ISAs - or individual savings accounts - but do you know what benefits they could bring?
Read moreA Guide to the Lifetime ISA
Keen to learn more about Lifetime ISAs, also known as LISAs? Our handy guide gives you all the details you require, to help you decide if saving with a Lifetime ISA is the right option for you – and your money.
Read moreManaging your investments at a time of uncertainty
At a time when most of Europe is in lockdown, there is a clear level of uncertainty around the stocks and shares markets and how this uncertainty will affect investments. We delve into some of the details about this here.
Read moreHow and Why to Save for Your Child’s Future
Want to put some funds away to secure your child’s financial future? Many parents, grandparents and guardians put money aside each month for everything from their teenager’s university fees or driving lessons, to a deposit for a first property.
Read morePost-COVID investments
With covid-19 restrictions slowly coming to an end and the world tentatively opening back up again, there may well be light at the end of the tunnel for many of you.
Read moreHow and why to save for retirement
How and why you should save for retirement – specifically, why you should start now.
Read moreStress Awareness Month: Has financial stress got the better of you?
Many people have suffered financial hardship during the pandemic, with jobs lost or at risk – and if it’s got the better of you, too, we have some advice below.
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