A different approach to your finances

We’re a mutual, which means we don’t have any shareholders. Without having to pay shareholder dividends it means all our profits are instead distributed back to you – our policyholders – through lower management charges and additional bonuses. So not only do you get potentially greater returns on savings and investments through us, but you also get a say in how we’re run too.

Our different approach is why our members currently choose us to manage over 260,000 savings and investment policies for them, with policyholder funds under management totalling over £254m.*

*Figures correct as of 31/12/2017.

Save with us, and become part of a friendlier society

What makes us different

  • A different, not-for-profit approach that puts customers first.
  • Potentially greater financial returns for our customers.
  • Over 200 years’ experience investing people’s money.
  • Friendly, helpful support from a customer service team here in the UK.