A different approach to your finances

We’re a mutual, which means we don’t have any shareholders. Without having to pay shareholder dividends it means all our profits are instead distributed back to you – our policyholders – through lower management charges and additional bonuses. So not only do you get potentially greater returns on savings and investments through us, but you also get a say in how we’re run too.

Save with us, and become part of a friendlier society

What makes us different

  • A different, not-for-profit approach that puts customers first.
  • Potentially greater financial returns for our customers.
  • Over 200 years’ experience investing people’s money.
  • Friendly, helpful support from a customer service team here in the UK.

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