How to teach your teenager about budgeting
Gone are the days of dropping spare change into a piggy bank or heading to the bank to open your child’s first savings' account. In this guide, we’ll cover how to help your teenager develop financial responsibility in today’s digital world.
Read moreWhat is Stamp Duty? A Handy Guide for First-time Buyers
Whilst Stamp Duty may be a necessary part of buying a home for most, it can often catch first-time buyers off guard. And with upcoming changes in April 2025, here’s what every first-time buyer should know.
Read moreMaximise Your Child’s Junior ISA: A Parent's Guide to Saving
Have you previously opened a Junior ISA (JISA) for your child? Or considering transferring their Child Trust Fund to a JISA? In this helpful guide, we look at the benefits of this popular children's tax efficient savings account.
Read moreWhat's a Flexible 'Stocks and Shares' ISA?
With a Unity Mutual Flexible ISA, your savings are invested in our Equity Fund. This fund invests in over 600 UK companies which tracks the average performance of the stock market. But what else do you need to know?
Read moreWhat a 450k (new build) house looks like across the UK in 2025
This February our popular blog is back, but with a slight twist. With ‘New Homes Week’ currently underway, we’ve decided to focus on new builds this year.
Read moreLifetime ISA: How this customer upgraded from a flat to a house
Considering opening a Lifetime ISA to save for your first property? Scarborough-based Ebow Duncan did just that and says, while putting aside the funds was challenging, he was able to change his life within a few short years.
Read moreA Guide to the Lifetime ISA
Keen to learn more about Lifetime ISAs, also known as LISAs? Our handy guide gives you all the details you require, to help you decide if saving with a Lifetime ISA is the right option for you – and your money.
Read moreThe Seasonal Financial Scams
In this helpful guide, Unity Mutual shares with you some of the many scams to watch out for during specific times of the year. From self-assessment tax related scams in January to tax-refund scams in April.
Read more100 Days Until the Next Tax Year
If you want to start 2025 with more savings, you wouldn't be alone. As we get closer to 2025, with just over 100 days left until the new tax year, why not take this opportunity to maximise your ISA allowance?
Read moreRetirement Planning for Women: Are you at risk of running out of money?
When it comes to retirement planning, everyone’s situation is unique, and you need to consider what’s right for you and your family.
We've provided a quick checklist of things to consider when planning for retirement.
Read moreEffective Family Budgeting Tips: Save Money as a Parent
The kids are back at school and your wallet may be a little bit fuller, or it could be emptier than ever as ‘back to school’ costs can definitely add up.
In our latest article, we’re sharing some family budgeting tips to help you save money as a parent.
Read moreIs dyscalculia affecting the way you spend – and save?
Do you have dyscalculia? Or perhaps you think you have it, but you haven’t yet been diagnosed with the condition.
Dyscalculia is described by many as ‘numbers dyslexia’ – and it could affect the way you view, spend and save money. Find out more in our latest article.
Read moreWhat a £450K House Looks Like Across the UK in 2024
Ready to finally place your foot firmly on the first rung of the property ladder? According to the UK House Price Index for March 2024, the average price of a house in the UK stands at £283,000. What if we told you that when you open a Lifetime ISA, you’ll get a 25% government top up on your savings?
Read moreThis money worry haunts almost 50% of Brits…
Are you worried about your standard of living? Has it taken a knock – or is it about to? If so, you’re amongst 48% of Britons who are concerned about the current economic crisis (and how it’s affecting how they spend their money). We look at practical ways we can all bring down our day-to-day costs and get a handle on our finances.
Read moreAre poor finances contributing to loneliness?
According to the Campaign to End Loneliness, approximately 7.1% of people in Great Britain experience chronic loneliness, meaning they feel lonely ‘often or always’. That’s a lot of lonely people – 3.83 million to be exact. With that in mind, we’re urging you to check in on your friends and family – and there’s never been a more apt time to do so, with Loneliness Awareness Week taking place from June 10 to 16.
Read moreFinancial Vulnerability and Its Many Guises
Financial vulnerability can affect us all. Due to their personal circumstances, though, those who are financially vulnerable can be at risk of harm. This can become apparent particularly when a firm does not act with the correct level of care. But what does it mean to be financially vulnerable – and who is financially vulnerable?
Read moreFinancial Frets and Regrets
Unity Mutual research reveals almost 60% of us are worried about our financial situations – so how should we reduce our financial anxieties?
Read moreReducing Your Debt: Things to Consider
Want to reduce your debt in 2024? We hear you. If you’ve vowed to make some positive financial changes this year, we share some ways British consumers are cutting back, in a bid to rid themselves of debt.
Read moreMoney Saving Challenges to Try in 2024
In our latest article here on the Knowledge Hub of our site, we share some of the best money saving challenges around. Read on…
Read moreWhat Our Elders Can Teach Us About Money
What can our elders teach us about money? From how to spend it to how to save it, we look at some top advice from around the world, most of it from those who’ve lived through difficult financial times. Read on…
Read moreSetting up a Budget Ahead of 2024: Here’s How
Have you made a promise to yourself to be more frugal in 2024? If you’re keen to start as you mean to go on, perhaps now’s the time to put together a failsafe, money-saving plan.
Read moreWhat’s your attitude to borrowing money?
According to the Office for National Statistics (ONS), more than a fifth of adults in Great Britain (22%, equal to around 11.5 million people) reported borrowing more money or using more credit because of the increased cost of living...
Read moreHow to Spot Financial Scams: A Guide
A handy guide on how to keep your finances safe online.
Read moreAutism and Managing Money: A Guide
This guide answers some frequently asked questions about money, including making a monthly budget, and where to seek help via handy financial resources.
Read moreCalling All New Parents: Here’s How You Can Get a Free First Aid Course…
Keeping your children safe is always going to be a top priority. To Find out more about how you can get your Free Paediatric First Aid Course, read on...
Read moreCashless Society: What are the Pros and Cons?
Should we go completely cashless day-to-day? Or do you still enjoy the jangle of loose change in your pocket, or slipping a bank note or two in your grandkids’ birthday cards?
Read morePayday Treats: Do you still indulge in them?
Mortgage rates and household bills are on the rise, so is treating yourself still achievable? Do you allow yourself a payday indulgence or two, or are you more inclined to squirrel away any spare funds due to the cost-of-living crisis?
Read moreWhat I Learned in my Twenties About Money
How has your attitude to money changed – and evolved – over the years? Are you a better saver now than you were when you were younger? We look at some key learnings from our 20s and discover if any financial goals we set ourselves* have stuck.
Read moreWhat’s a Guaranteed Investment Bond – and Why Invest Your Money in One?
Want to grow your wealth in 2023 and beyond? A Guaranteed Investment Bond (GIB) could be the route for you – but what is an investment bond and why might investing your money into one be right for you?
Read moreSaving for a Home in Your 30s? Why Buying Later in Life Could Be More Beneficial
If you’re in your 30s, perhaps you thought you’d be on the property ladder much sooner. The fact is, the average age for a first-time buyer is edging ever closer to 40, according to this article on The Daily Mail website.
Read moreHobbies for Your Highlight Years
Think about it; your children – if you have them – are probably out there ‘living their best life’ and fending for themselves. You may also have more disposable income and we reckon you’ll have a little more time on your hands now too. That job you’ve spent your life rolling out of bed for? You could well be counting down the days until that’s no longer your reality.
Read moreFinances: The Advice You’d Give Your Younger Self
When you were little, did you have grand ideas regarding how your life would pan out? Perhaps you thought you’d be married by 20, have children by 25 and own a house the Royal family would be proud to live in...
Read moreFifty and Thriving: Why Reaching Your Fifth Decade is Just the Start…
As part of our current ‘Over It’ campaign, we’re focusing on, you guessed it, all the things we’re well and truly ‘over’, or rather, sick to the back teeth of, as quinquagenarians. Yes, we’re washing our hands of patronising adverts and tired old promotions aimed towards those over 50.
Read moreWhat Does it Mean to Be a Parent?
Parenting: it looks different to each of us. Perhaps you’re a young parent, or maybe you entered parenthood later in life. You could be nearing the end of a pregnancy or trying to conceive – and you may be called ‘Mum’, ‘Dad’, ‘Stepmum’, ‘Stepdad’ or anything and everything in between.
Read moreLifetime ISA Rules – The Small Print | How Does a Lifetime ISA Work?
The Lifetime ISA rules are in place to protect you from making mistakes with your funds, and to keep the Lifetime ISA fair for everyone who uses them.
Read moreStocks & Shares ISAs Made Simple
One of our most frequently asked questions is “how does a Stocks and Shares ISA work?” – This could possibly be due to our particular Stocks and Shares Lifetime ISA* functioning differently in comparison to many other providers’.
Read moreLittle Known Costs of Buying Your First Home
Are you looking into buying your first home but want to know about the other costs that come on top of your deposit, and even once you’ve got the keys - and how much to save before you buy your first home?
Read moreHelp to Buy vs Lifetime ISA
You may have opened a Help to Buy before they were discontinued, or Lifetime ISA* (LISA) which is still available to open, but what exactly are they? We’ll have a look at both and explore what it looks like to invest in a Help to Buy vs Lifetime ISA.
Read moreBeing Realistic about saving for a Home | How to save for a house
If you're wondering how to save for a house, without depriving yourself of the things you love, look no further.
Read moreWhat a £450K House Looks Like Across the UK
Millennials and Gen Z alike are beginning to climb the property ladder, with the help of the Lifetime ISA and the 25% Government Bonus. As long as you’re aged 18-39, live in the UK and have never owned a property.
Read moreYour Lifetime ISA Questions: The Sensible to the 'Silly'
There's so much to take in when you've never opened an ISA or gotten a mortgage before. Here are the answers to some of your burning Lifetime ISA questions.
Read moreA Guide to ISAs
Wondering where you should put your hard earned money for safe-keeping? You've probably heard of ISAs - or individual savings accounts - but do you know what benefits they could bring?
Read moreManaging your investments at a time of uncertainty
At a time when most of Europe is in lockdown, there is a clear level of uncertainty around the stocks and shares markets and how this uncertainty will affect investments. We delve into some of the details about this here.
Read moreHow and Why to Save for Your Child’s Future
Want to put some funds away to secure your child’s financial future? Many parents, grandparents and guardians put money aside each month for everything from their teenager’s university fees or driving lessons, to a deposit for a first property.
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