Top up your ISA
Our Stocks & Shares Flexible ISA is a tax-free savings account designed to work around you.
Whether you're making a one-off payment, setting up a Direct Debit, or transferring an existing ISA, we make the process simple and stress-free.
Set up or change a Direct Debit
Start making the most of your ISA allowance today.
To set up a new Direct Debit
- Download our Direct Debit form or email us to request one.
- Once completed, return it via email and we’ll get your regular payments set up.
To increase an existing Direct Debit?
Simply email us with your:
- ISA account number
- New monthly contribution amount
We'll take care of the rest.
Make a one-off payment
The easiest way to top up your Lifetime ISA is by bank transfer. Use the details below and include your LISA account number as the payment reference:
Unity Mutual ISA Payment Details
Account Name: Junior ISA (used for all ISA and JISA payments)
Sort Code: 30-95-42
Account Number: 01167803
Payment Reference: Your ISA account number
Prefer to pay online? You can also make a payment on our website up to £1,000.
FAQs
You can top up your Unity Mutual ISA with:
- A minimum lump sum of £25
- Or a monthly Direct Debit starting from just £10.
Each tax year (from 6 April to 5 April), you can contribute up to £20,000 across all your ISAs. You can split this allowance between different types of ISAs (such as Cash ISAs, Stocks & Shares ISAs, and Lifetime ISAs), depending on the limits that apply to each.
Want to know more? Learn how to allocate your ISA allowance.
Want to move an existing ISA to Unity Mutual? You can transfer all or part of an ISA from another provider, whether it’s from the current tax year or a previous one.
A few things to keep in mind:
- You can transfer between different types of ISAs or stay within the same type.
- Lifetime ISAs and Junior ISAs have specific transfer rules—check with your current provider.
- Some providers may charge a fee for transferring.
To get started:
- Read our Flexible ISA terms and conditions.
- Follow these step-by-step transfer instructions and we'll handle the rest.
