Whether you're facing job loss, reduced income, unexpected expenses, cognitive impairments, or the aging process, we're here to provide signposts to support organisations. Explore specific areas of concern and find resources to navigate these challenges. If you have questions or need more information, feel free to ask.
Vulnerability areas:
Financial Challenges
This addresses various financial challenges individuals you might face, such as unemployment, income reduction, debt, unexpected expenses, and limited access to banking services. Resources include charity and support group details and articles that might help.
Step Change is the UK’s largest debt advice provider, offering a free debt advice service that’s available 24/7 online. They can provide you with a range of information on debt solutions, government schemes like Breathing Space, bailiff advice, and more.
What’s your attitude to borrowing money?
According to the Office for National Statistics (ONS), more than a fifth of adults in Great Britain (22%, equal to around 11.5 million people) reported borrowing more money or using more credit because of the increased cost of living between 25 January and 5 February 2023.
Money Matters: Mental Health Vs Finance
Does your financial situation affect your overall mental health? Money worries are the most common form of anxiety, states the MentalHealth.org site, but the stigma surrounding this is stopping people from opening up
Reducing Your Debt: Things to Consider
Want to reduce your debt in 2024? We hear you. If you’ve vowed to make some positive financial changes this year, we share some ways British consumers are cutting back, in a bid to rid themselves of debt.
Read moreLife Transitions
This area focuses on significant life changes, and the impact they might have. This might include separation, having a child or moving house.
Trying for a baby? How to Prepare Your Finances for the Future
Is expanding your family on the cards for you and your other half? To ensure your finances are in the healthiest possible position (and to alleviate financial pressure later), we’re bringing you some top tips to prepare you for the future.
Read moreSaving for Your First Home? Things You Should Know
Hoping to finally buy a property in the not too distant future? Saving for your first home can feel like a slog, but with a little commitment, getting the keys to your very own property could come sooner than you think.
Read moreHow to Sell Your Home in 2024
Considering selling your property this year? We have compiled some top tips from around the Internet to ensure the process isn’t just smooth and stress-free, it allows you to keep track of your finances and spend as little as possible, too.
Accessibility and Communication
Addressing accessibility challenges, this area provides help to navigate these. We’re constantly trying to improve accessibility. As well as accessing information online, you can call and speak to the team here on 0161 214 4650. They’re available Mon – Thurs 9am – 5pm and Fri 9am – 4pm.
Customers with Dementia: Here’s How We Support You
To ensure we’re better equipped to support our customers, key members of our team have undertaken specific training to understand more about people who are living with Dementia and the challenges they face. We also wanted to see how – as individuals and a business – could better support those customers.
Read moreAutism and Managing Money: A Guide
While, for some autistic people, money management is a breeze, others – in much the same way as some neurotypical people – will find that spending and/or saving is more than a little daunting. With that in mind, this guide answers some frequently asked questions about money, including making a monthly budget, and where to seek help via handy financial resources.
Read moreSocial and Emotional Well-being
Here we focusing on social and emotional well-being, this covers a range of challenges, from loneliness and health issues to addiction. You might find some charity and support groups that could be useful.
As Unity Mutual is part of the Oddfellows, you can take a look at their website for some further resources. Take a look here.
The NHS offer guidance for help with drug addiction. Click here for details.
Whether it is you suffering from addiction, or someone you know, MIND offer help. Click here for their details.
