Unite a Friend
You and your loved ones can enjoy a little extra with our Unite a Friend referral scheme.

Share the reward
When you refer a friend or family member to open an account with Unity Mutual, you’ll both receive a £25 Love2Shop gift card. It’s our way of saying thank you for spreading the word.
Here’s what you get:
As a valued Unity Mutual member, when you refer someone new to us, you’ll both be rewarded:
- £25 Love2Shop gift card for you
- £25 Love2Shop gift card for your friend
- No limit on the number of people you can refer
- Easy and free to take part.
So whether you refer one person or ten, the rewards keep coming. The more, the merrier!
Here’s what you'll need:
- Your Unity Mutual member or policy number (found on your plan documents or latest statement).
- Your contact telephone number.
- To tick a box confirming you’ve read our terms and conditions and privacy policy.
We’ll be in touch within 3 working days.

Why Unite a Friend?
When you share Unity Mutual with those you care about, they’ll benefit from:
- Joining thousands of members who are saving and investing with confidence.
- Access to a range of straightforward, tax-efficient financial products.
- Friendly, knowledgeable support from a member-first organisation
- A £25 Love2Shop gift card to enjoy, just for signing up.
How your friend uses your code
When your friend applies online, they’ll be asked:
- "How did you hear about us?" – They should select ‘Recommendation’
- Then: "From whom?" – They should enter your unique referral code.
That’s it!
FAQs
Any time! As long as you’re a Unity Mutual member, you can refer friends or family whenever you like.
Absolutely. There’s no limit – refer as many people as you’d like.
Yes – as long as they’re not already a Unity Mutual member and they apply for one of our products. Each product has its own terms and conditions.
You and your friend will each receive your gift card within 90 days of their plan going live, as long as all terms and conditions are met.
No. Your referral code stays valid while the scheme is running.
It can take up to three working days for your code to arrive. Be sure to check your spam folder. If you still haven’t received it, email us at sales@unitymutual.co.uk or call 0161 214 4628.
Yes – your code is unique to you and can be used to refer multiple people.
Unfortunately, we can’t reissue lost or misplaced gift cards, as we’re unable to track if they’ve been used.
There are a few reasons this might happen:
- Your friend didn’t take out a product
- They were already a Unity Mutual member
- They cancelled their plan within the first three months
- They forgot to use your referral code during their application
- The code was submitted after the application
- They didn’t meet the product’s minimum contribution amount.
Ready to get started? Apply now...
If you’re keen to refer a friend or family member, simply complete our online signup form:
Required Field*
Need help?
Email us
Send us an email at insure@unitymutual.co.uk
Customer centre
Take a look at our customer centre