Top up your Lifetime ISA

Take the next step towards your first home or retirement goals with a Lifetime ISA from Unity Mutual.

With no fees, a competitive 4% interest rate (AER) and a generous 25% Government Bonus, it’s designed to help you save faster and more efficiently.

Whether you're making a one-off payment, setting up a Direct Debit, or transferring an existing LISA, we make the process simple and stress-free.

Set up or change a Direct Debit

Regular contributions can help your savings grow steadily over time.

To set up a new Direct Debit

Download our Direct Debit form or email us and we’ll send one to you.
Once complete, return it via email and we’ll get everything set up for you.

Need to update an existing Direct Debit?

Simply email us with your:

LISA account number
New monthly contribution amount.

We'll make the change for you.

Download form

Make a one-off payment

The easiest way to top up your Lifetime ISA is by bank transfer. Use the details below and include your LISA account number as the payment reference:

Unity Mutual Lifetime ISA Payment Details

Account Name: Unity Mutual One
Sort Code: 30-95-42
Account Number: 75625768
Payment Reference: Your LISA number

Feel free to share these details with friends and family who would like to help you get on the property ladder.

Make a payment

FAQs

The minimum contribution for a Unity Mutual LISA is:
- £25 for one-off payments
- £10 for monthly Direct Debits.
The maximum you can save each tax year* is £4,000, and the Government will add a 25% bonus on whatever you save — that’s up to £1,000 free each year.

*The tax year runs from 6 April to 5 April the following year.

Need help or have questions?

Our customer support team is here to help.

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