Top up your Lifetime ISA
Take the next step towards your first home or retirement goals with a Lifetime ISA from Unity Mutual.
Whether you're making a one-off payment, setting up a Direct Debit, or transferring an existing LISA, we make the process simple and stress-free.
Set up or change a Direct Debit
Regular contributions can help your savings grow steadily over time.
To set up a new Direct Debit
- Download our Direct Debit form or email us and we’ll send one to you.
- Once complete, return it via email and we’ll get everything set up for you.
Need to update an existing Direct Debit?
Simply email us with your:
- LISA account number
- New monthly contribution amount.
We'll make the change for you.
Make a one-off payment
The easiest way to top up your Lifetime ISA is by bank transfer. Use the details below and include your LISA account number as the payment reference:
Unity Mutual Lifetime ISA Payment Details
Account Name: Unity Mutual One
Sort Code: 30-95-42
Account Number: 75625768
Payment Reference: Your LISA number
Prefer to pay online? You can also make a payment on our website up to £1,000.
FAQs
- The minimum contribution for a Unity Mutual LISA is:
- £25 for one-off payments
- £10 for monthly Direct Debits.
- The maximum you can save each tax year* is £4,000, and the Government will add a 25% bonus on whatever you save — that’s up to £1,000 free each year.
*The tax year runs from 6 April to 5 April the following year.
You can transfer your LISA from another provider without triggering a withdrawal penalty, provided:
- Any current tax year contributions are transferred in full.
- The transfer is completed within 30 calendar days of your request.
Make sure to check with your current provider for any transfer restrictions they may have.
To get started:
- Read our Lifetime ISA terms and conditions
- Complete the Lifetime ISA transfer-in form and email it to us.
We'll handle the rest.
