Top up a Junior ISA
A Junior ISA (JISA) is a great way to build a secure financial future for your child.
What makes Junior ISAs even more powerful is that anyone can contribute. Whether it’s parents, grandparents, friends or godparents, every payment helps your child’s savings grow.
Discover how easy it is to top up a Junior ISA and give your child a head start.
Set up or change a Direct Debit
Regular contributions can help your child’s savings grow steadily over time.
- To set up a new Direct Debit, download the form. You can also email us to request a paper copy. Once completed, simply email it back to us and we’ll do the rest.
- To increase an existing Direct Debit, email us at insure@unitymutual.co.uk with:
- Your child’s JISA account number
- The new monthly amount or the amount of increase
- Family or friends can also contribute by setting up their own Direct Debit using the same form.
Make a one-off payment
The simplest way to top up your Junior ISA is by bank transfer. Just use the details below and make sure to include your child’s JISA number as the reference:
Unity Mutual JISA Payment Details:
Account Name: Junior ISA
Sort Code: 30-95-42
Account Number: 01167803
Payment Reference: Your child’s JISA account number
You can also make a one-off payment via our online payment page up to £1,000.
Feel free to share these details with friends and family who would like to contribute.
FAQs
Anyone can contribute to a JISA – not just parents. Whether it's grandparents, godparents, or family friends, every contribution can help boost your child’s future financial wellbeing.
Even your child can pay into their own account if they have a bank account. Encouraging them to save part of their pocket money is a great way to teach smart financial habits from an early age.
Grandparents may also benefit from making JISA contributions as part of inheritance tax planning, making it a thoughtful and potentially tax-efficient gift.
- The minimum payment is £10
- You can contribute up to £9,000 per child per tax year (from 6 April to 5 April).
This allowance can be made up of both lump sums and regular payments.
This annual allowance applies to all contributors combined, so it's worth coordinating if multiple people want to help grow the fund.
