Financial Services Compensation Scheme
Your money is protected by the Financial Services Compensation Scheme (FSCS)
The Financial Services Compensation Scheme (FSCS) protects savers if a regulated firm can’t meet their obligations. It covers losses on eligible savings, investments and insurance products, with limits depending on the type of financial product you hold.
In the event that Unity Mutual were ever unable to return your money, the Financial Services Compensation Scheme (FSCS) would step in to protect you. You could get your money back, up to certain limits.
Here’s a brief summary of the coverage limits for our different financial products. For more information, check the FSCS website.
Insurance: 100% protection
The majority of Unity Mutual's financial products include life assurance cover, meaning they qualify as insurance plans. This makes them eligible for 100% FSCS protection. These include the following products:
Guaranteed Investment Bonds
Lifetime ISAs
Flexible ISAs
Junior ISAs
Tax-Exempt Savings Plans (with Life Cover)
Investments: £85,000 per person per firm
Some of our products are classed as investments. Therefore, 100% of the first £85,000 invested in your policy is covered by the FSCS. These include the following products:
Tax-Exempt Savings Plan (without Life Cover)
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