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Junior ISA

0161 214 4650

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Application information

You’re applying for a Stocks and Shares Junior ISA with Unity Mutual

Applying for a Junior ISA takes just a few minutes.
In order to set up their account, we’ll need some personal details for both you and your child. We’ll also need your banking details if you’d like to set up a Direct Debit.

Important information about the Stocks and Shares Junior ISA

  • To open a Junior ISA and become the Registered Contact on the account, you must be 16 years old and  / or have parental responsibility for the child.
  • The child must be a UK resident to be eligible for a Junior ISA.
  • The child cannot hold another ‘Stocks and Shares’ Junior ISA or a Child Trust Fund.
  • The Junior ISA is a stocks and shares investment, this means the value can go down as well as up. So, your child could get back less than was paid in - past performance is not a guide to future performance.
  • This Stocks and Shares Junior ISA is sold on a non-advised basis and no advice has been sought or given. If you’re unsure about this product, please speak to an Independent Financial Advisor (fees may apply).
  • All money deposited into a Junior ISA becomes the property of the child. The funds remain invested and cannot be accessed until the child turns 18.
  • The Junior ISA fund is subject to an Annual Management Charge of 1%. This charge is not payable by you directly, nor is it deducted from your individual account. Instead, it is taken from the overall assets of the investment fund.

Important documents